FIREFIGHTERS BENEFITS FUND

OPEN ENROLLMENT
For coverage beginning January 1, 2026

MEDICAL, VISION & DENTAL INSURANCES

Palm Beach County Firefighters Employee Benefits Fund

WHEN: October 21, 2025 – November 3, 2025

All employees of Palm Beach County Fire Rescue are eligible to participate in the Palm Beach County Firefighters Employee Benefits Plan. Once each year, the Board of Trustees establishes a period, known as Open Enrollment, during which any eligible person may:

• Start, end, or change coverage
• Add or remove dependents without a qualifying event

Qualifying events include birth, marriage, divorce, retirement, death, or certain changes in coverage through a spouse’s employer. Changes outside of Open Enrollment may only be made with a qualifying event.

This limitation preserves our IRS cafeteria plan status, which allows for pre-tax premium deductions. During Open Enrollment, eligible participants may make changes to enrollment in the Medical Plan, Dental Plan, or Vision Plan.

2026 RATES

IMPORTANT REMINDERS

• There are many changes to the Medical and Vision Plans for 2026.
• There are no changes to the Dental Plan.
• Please review details in the newsletter
• If you do not wish to make changes, no action is required.

CHANGES FOR ACTIVE FIRE RESCUE EMPLOYEES

All Open Enrollment changes must be completed online through the County’s My Benefits portal at your work location.

• For benefit questions, call the Fund office (contact info below).
• For login issues, contact the IT Helpline. 561-616-6940

CHANGES FOR RETIREES

• Forms are available at www.myffbenefits.com.
• Complete forms carefully and provide your cell phone and email for follow-up if additional information is required.
• Forms may be returned by fax or email to the Fund office.

FIREFIGHTER CANCER BENEFITS

Under Florida law (2019), eligibility for the Firefighter Cancer Benefit requires that you be covered by your employer’s health insurance.

If you are currently covered under another plan, such as your spouse’s employer or the military, you should strongly consider enrolling in the Employee Benefits Fund during Open Enrollment. Full details are available on our website.

QUESTIONS?

Palm Beach County Firefighters Employee Benefits Fund
561-969-6663 | FAX:  561-727-3709
Mon–Fri, 8:00 AM – 4:30 PM
Contacts: Tamara Fitzpatrick, Ed Morejon, or Rick Rhodes

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