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FIREFIGHTERS BENEFITS FUND
OPEN ENROLLMENT
For coverage beginning January 1, 2027
MEDICAL, VISION & DENTAL INSURANCES
Palm Beach County Firefighters Employee Benefits Fund
WHEN: October 20, 2026 – November 2, 2026
All employees of Palm Beach County Fire Rescue are eligible to participate in the Palm Beach County Firefighters Employee Benefits Plan. Once each year, the Board of Trustees establishes a period, known as Open Enrollment, during which any eligible person may:
- Start, end, or change coverage
- Add or remove dependents without a qualifying event
Qualifying events include birth, marriage, divorce, retirement, death, or certain changes in coverage through a spouse’s employer. Changes outside of Open Enrollment may only be made with a qualifying event.
This limitation preserves our IRS cafeteria plan status, which allows for pre-tax premium deductions. During Open Enrollment, eligible participants may make changes to enrollment in the Medical Plan, Dental Plan, or Vision Plan.
IMPORTANT REMINDERS
- There are rate changes to the Medical and Vision Plans for 2027.
- Medicare retirees new prescription drug program for 2027.
- There are rate changes to the Dental Plan.
- Please review details in the newsletter or online at www.myffbenefits.com.
- If you do not wish to make changes, no action is required.
CHANGES FOR ACTIVE FIRE RESCUE EMPLOYEES
All Open Enrollment changes must be completed online through the County’s My Benefits portal at your work location.
- For benefit questions, call the Fund office (contact info below).
- For login issues, contact the IT Helpline. 561-616-6940
FIREFIGHTER CANCER BENEFITS
Under Florida law (2019), eligibility for the Firefighter Cancer Benefit requires that you be covered by your employer’s health insurance.
If you are currently covered under another plan, such as your spouse’s employer or the military, you should strongly consider enrolling in the Employee Benefits Fund during Open Enrollment. Full details are available on our website.
CHANGES FOR RETIREES
- Forms are available at www.myffbenefits.com.
- Complete forms carefully and provide your cell phone and email for follow-up if additional information is required.
- Forms may be returned by fax or email to the Fund office.
LIFE INSURANCE
Life Insurance is provided to all bargaining unit employees (regardless of medical coverage) and all Fund participants:
- Active employees: $100,000
- Retirees: $50,000
- Retirees age 70+: $25,000
November is the perfect time to review your life insurance beneficiaries. If you are unsure who your beneficiary is, contact the Fund office by phone or email, we will help you verify this important information.
QUESTIONS?
Palm Beach County Firefighters Employee Benefits Fund
Office ž 561-969-6663 | Fax “ 561-727-3709
Mon–Fri, 8:00 AM – 4:30 PM
Contacts: Tamara Fitzpatrick, Ed Morejon, Evan Laabs or Rick Rhodes
Website � www.myffbenefits.com
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